If your card has a little China Union Pay symbol on it, you should be able to use it at various stores (and possibly banks) in the US. See here for more details.

I've withdrawn money from my Chinese account in both Europe and Australia without a pb - the fees and exchange rates are much better than those charged on o/s credit cards.

I used an ICBC card at an atm in the US a few months ago, no fees except what the atm charged me. You need to find one with a discover card logo though, Union Pay and Discover have an agreement with each other.

I don't have BoC, but on my last trip to the US I found that my Chinese-issued HSBC and ICBC UnionPay-logo cards worked at any retailer where the Pulse debit network was supported. This is owned by Discover, with whom Union Pay has an agreement. See http://www.pulsenetwork.com/ for more details.

The interesting thing here is that, just as in Japan, I didn't get charged any interchange fee for doing this (there is up to a 3% hit when taking money out of an ATM). I just got the normal interbank exchange rate (the same one as for wiring money and electronic transactions, better than the cash rate) and the money was deducted from my RMB account. Costco even allowed me to get cash back, which was really nice (although only up to $60 each transaction).

There are some challenges. I couldn't pay at the pump for gas, and some retailers in the US can't handle 6-digit PINs. You probably won't want to rely only on your Chinese bank account to keep you afloat when you travel. Sure, ATMs work, but the fees will eat you alive - something like $5 per transaction plus 3%.

I used my mastercard (prepaid) and it got blocked after I used it once by ny bank. The said the did not trust the withdrawal from China. i was lucky to be with a couple of friend s who had enough money on them so I could borrow.

Really? I thought I read here a while back there were like two total in the entire U.S. I have never seen a Chinese bank in the U.S. ( not that I was ever looking )

Usually China has many issues with USA like Google is not being used in the China.SO there are some bank of china which are not acceptable by USA .Any how i lived in china for 5 days on all inclusive holidays trip.There are reliable there as well and there ATM or debit card can be acceptable everywhere.

Yes you can....You may use your Bank of America ATM card at China Construction Bank (CCB) with NO FEES. Bank of America has a reciprocal agreement with CCB that can save you quite a bit of money in ATM charges.

CCB has a 20,000 yuan (US$3,000) daily ATM withdrawal limit, but you will never get near that figure because Bank of America's limit is US$500.

Each transaction at CCB has a maximum of 1,000 yuan (US$150). So you need to do multiple transactions to reach your US$500 daily limit from Bank of America.

Laurentians Hotel
st. sauveur hotel

The question was can you use your BANK OF CHINA card in an ATM in the U.S., not if you can use your Bank of America card in China!